Health Insurance

Your health is taken care of. Anytime, anywhere.

Our good partner, IIZI Insurance Brokers, brings you convenient private health insurance with Salu medical services, starting from just €33 per month.


Extensive coverage for every need

Private health insurance combined with Salu Services goes above and beyond, offering extensive general and specialized medical care. Enjoy benefits like dental care, mental health support, preventive health checks, vaccinations, and more, covering wide range of aspects of your health.

Quality healthcare at leading clinics whenever needed

Through our platform, you can access fast medical assistance 7 days a week, from morning till evening. Utilize the best of both private and public hospitals for your treatment, ensuring you always receive top-notch care quickly and efficiently.

Premium addition or alternative to public healthcare

Private health insurance can be an exceptionally secure health coverage option at the market’s best price. The plans are designed to offer peace of mind and protection for you and your close ones, regardless of the healthcare coverage you currently have.

What services are included?


Salu online servicesSalu online servicesSalu online medical consultations are available for you 7 days a week; also issuing prescription drugs; opening sick leaves; booking doctor’s appointments; receiving referrals to specialists, and much more.General & specialised medical careGeneral & specialised medical careThe may cover the costs for both general and specialized medical care, incl. tests or procedures your doctor recommends.Mental health treatmentMental health treatmentA private health insurance may cover the cost of psychiatrists, psychologists, or certified psychotherapists, ensuring you get the mental health support you require.HospitalisationHospitalisationThis may cover everything related to stays in the hospital, including after childbirth, to surgeries, treatments, and tests or check-ups you might need.Dental care & hygieneDental care & hygieneYour dental needs can be covered, from check-ups and diagnostics to treatments and preventive care, including fillings, root canal treatments, surgeries, etc.Paid medical examinationPaid medical examinationThis may include costs for preventive medical check-ups like full body scans, allergy testing, eye exams from an optometrist, and consultations before traveling.Post-accidental rehab & technical aidPost-accidental rehab & technical aidThis may entail expenses for post-accident rehab treatments such as chiropractic care, mud therapy, and massages. It may also include costs for aids like wheelchairs, orthopedic shoes, hearing aids, and similar.Glasses & lensesGlasses & lensesThis may cover the costs associated with getting prescription glasses and contact lenses, ensuring your vision needs are met as recommended by your doctor.Prescription medicinal productsPrescription medicinal productsThis may cover the cost of prescription drugs licensed in European Union and issued by doctors.

Sounds great, right?
Don’t just take our word for it.


The whole idea behind Salu is great!

The reason why I turned to them is because I faced a health-related problem, and I couldn’t reach my family doctor anymore, even though I have Haigekassa. So I had to search for alternative solutions and found Salu.

My feeling is that I can get help fast when needed, and I can rely on it. That makes me want to stay with Salu in the future as well.


My child fell ill over the weekend, and I needed to open sick leave. Since my family doctor does not work on the weekends, the only option would have been to go to the ER.

Fortunately, I had heard about Salu through work. I decided to subscribe, and moments later, I was in contact with their doctor. My concern was resolved from the comfort of my own home.

I am very satisfied with Salu’s services and would recommend it to others.


I wasn’t sure what to expect, but it has been a fantastic experience!

In my opinion, the main value of Salu’s services is the convenience and the quality of care provided. Being able to consult with healthcare professionals and get the necessary help without leaving the comfort of my home has been invaluable, especially during these challenging times.

aigi 1

I recently moved away from my home country and discovered that I would be running out of my prescription medications soon.

Since I didn’t know anything about the local healthcare system yet, the situation seemed frustrating and stressful.

I discovered Salu through Google and got a quick solution to my problem. I had an online consultation with their doctor, and my prescriptions were extended. Unbelievably convenient!


Salu’s live communication and professional care made all the difference for me!

I’ve been using Salu’s services for the past two months, since needed a prescription for a specific medication, which required some tests. The communication with Salu’s doctor was amazing, as was the convenience and accessibility of being able to consult with a doctor remotely.

I got all the information and help I needed and already recommended it to others. 

asep v

Your service is fantastic!

I’ve been using Salu’s services for months now. The first time I reached out was because I needed a reference for a specialist doctor. As a non-native Estonian speaker, I wasn’t confident enough to communicate with my family doctor in Estonian.

Salu provided me with a convenient solution to get the referral I needed without any language barriers.

karoliina 11

I truly appreciate the peace of mind that Salu brings.

I’ve been using Salu’s services since December 2022. I’m impressed with the convenience and accessibility of the service, mainly because it can be pretty challenging to reach my family doctor.

Even though I haven’t been sick, knowing that I have this convenient ‘safety net’ in place is priceless. When the time comes, and I do need healthcare, I won’t have to worry about long queues or waiting for my family doctor. The accessibility Salu provides is a tremendous advantage.


I started using Salu in September 2022, and it’s been amazing! The doctors were responsive and really helped me with my sleep problems. It made my winter a lot better!

Having access to English-speaking doctors in Estonia is a great benefit for a newcomer to the country.

Salu is fast, polite, and truly interested in helping!


The main value I see in Salu’s services is the quick connection with doctors, regardless of the size or urgency of the concern. Having access to healthcare professionals seven days a week has been incredibly convenient and reassuring.

Salu has exceeded my expectations in terms of responsiveness and accessibility. The platform has provided me with the peace of mind that professional medical advice is just a click away. 


I first subscribed to Salu’s services because I needed a health certificate for my driver’s license. I wasn’t expecting to get a doctor’s appointment done in less than 10 minutes while working.

The process moved quickly and conveniently, from the beginning to the end.

The efficiency of Salu surprised me in a very positive way!

jevgenia 1

I subscribed to Salu because I couldn’t reach my family doctor and needed medical advice as soon as possible.

Salu helped me with the analysis & the necessary treatment immediately without further complications. Had it not been for Salu, the time of my diagnosis would have been prolonged.

Best medical service I’ve ever had in Estonia! Fast & efficient!


Who is eligible for private health insurance?

Anyone in Estonia can benefit from private health insurance as either primary or supplemental coverage for their health needs. The health insurance can be used both as your only health insurance for your health needs in Estonia or as additional health insurance in addition to your existing health insurance.

How and where can I access medical services with health insurance?

Use your insurance effortlessly at any hospital or clinic in Estonia, public or private. 
Start with a quick online consultation with Salu’s medical team, available daily from 9 am to 8 pm. We’ll guide your treatment, connect you with specialists if needed, and handle all expenses and claims directly, ensuring a smooth and stress-free healthcare experience.

For comprehensive details, please review specific insurance offers and their terms brought to you by our partner IIZI Insurance Brokers.

Who provides the health insurance coverage?

Our partner, IIZI Insurance Broker (, is the distributor of health insurance services – they find and bring to you suitable health insurance offers from the market.

Why should I buy private health insurance for myself?

Private health insurance provides you and your close ones feeling of safety, ensuring fast, high quality and convenient medical care is available whenever a health issue occurs:

– Get medical help quickly through top-tier private and public clinics & hospitals.
– Salu medical team is available 7 days a week, from morning till evening, to help you; 
– The cost for this insurance coverage can start as low as €33 a month;
– Access a wide range of healthcare services, incl. dental care, mental health, preventive care exams, and much more.
– When getting medical help through Salu, filing of claims and payments for the medical bill are streamlined by us – you don’t need to pay the whole medical bill upfront & claim reimbursement from your insurance company. This is possible because Salu as a clinic has partnered with various insurance providers.

Which health insurance plan do I need?

Numerous health insurance plans are available in the market to suit various needs. When comparing insurance plans, generally the main differences are the medical services covered by an insurance policy; maximum indemnity amount for each medical service; the indemnity rate (how much you may need to pay, if at all); and the monthly fee.

Through our partner IIZI Insurance Brokers, you can simply get an overview of available insurance plans and choose a suitable option for you or your close ones.

It’s good to know that you can take a private health insurance regardless of the health coverage you currently have (if at all).

Is there a commitment period for the insurance policy?

Typically, the health insurance policies are issued for a period of 12 months. This duration ensures that you receive continuous coverage and allows you to fully benefit from the comprehensive healthcare services throughout the year.

Save 30% on your subscription!

Upgrade your healthcare game with our Annual Package.