{"id":10173,"date":"2023-05-23T15:07:45","date_gmt":"2023-05-23T12:07:45","guid":{"rendered":"https:\/\/salu.md\/?p=10173"},"modified":"2023-08-08T16:22:00","modified_gmt":"2023-08-08T13:22:00","slug":"eraravikindlustus","status":"publish","type":"post","link":"https:\/\/salu.md\/fi-et\/blog\/eraravikindlustus\/","title":{"rendered":"Eraravikindlustus"},"content":{"rendered":"<div class=\"lead lr-pattern lead--has-top lead--has-top-no-bottom\"><div class=\"lr-pattern-elem\"><\/div><div class=\"lead-inner\"><div class=\"lead-top\"><div class=\"QFw9Te BLojaf\"><\/div>\n<div class=\"DVHrxd\">\n<div data-show-delay-ms=\"250\" data-append-to-body=\"true\" data-propagate-tooltip-mouseover-events=\"true\" data-anchor-corner=\"bottom-left\" data-enable-skip-handler=\"false\" data-popup-corner=\"top-left\">\n<div class=\"UdTY9 BwTYAc leDWne\" aria-hidden=\"true\" data-location=\"1\">\n<div class=\"FFpbKc\">\n<div class=\"nidPne\">\n<div data-show-delay-ms=\"250\" data-append-to-body=\"true\" data-propagate-tooltip-mouseover-events=\"true\" data-anchor-corner=\"bottom-left\" data-enable-skip-handler=\"false\" data-popup-corner=\"top-left\">\n<div>\n<div class=\"scLCMd\">\n<div id=\"itamenu\">\n<div class=\"goog-container goog-container-vertical\" tabindex=\"-1\"><span class=\"ryNqvb\">Sinu eraravikindlustus v\u00f5ib anda sulle kindlustunde, et ootamatute ravikulude ilmnemisel ei pea sa neid kulusid ise tasuma.<\/span> <span class=\"ryNqvb\">Siiski, v\u00f5ib tekkida k\u00fcsimus, et kuhu arstiabi vajades t\u00e4pselt p\u00f6\u00f6rduda?<\/span>\u00a0<span class=\"ryNqvb\">Salu saab sind sellega aidata!<\/span><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><\/div>\n\n\n<h2 class=\"wp-block-heading\">Kuidas see t\u00f6\u00f6tab?<\/h2>\n\n\n<div class=\"text\"><div class=\"container\"><p><span style=\"font-weight: 400;\">Alati, kui vajad\u00a0arstiabi, v\u00f5id alustada veebikonsultatsiooni meie meditsiinimeeskonnaga. Meie arstid ja med\u00f5ed vastavad tavaliselt 30 minuti jooksul iga p\u00e4ev, vahemikus 9\u201320. Arstiabi saad inglise, vene ja eesti keeles.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Konsultatsiooni k\u00e4igus saad sa:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ravin\u00f5u ja vastused oma tervisealastele k\u00fcsimustele<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Avada haiguslehte<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Retseptiravimeid nii uute kui kordusretseptidena<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Suunamise testidele ja anal\u00fc\u00fcsidele<\/span><\/li>\n<li><span style=\"font-weight: 400;\">Vajadusel aitame broneerida f\u00fc\u00fcsilise vastuv\u00f5tu meie partnerkliinikus<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">ja palju muud<\/span><\/li>\n<\/ul>\n<p>Tuhandetele konsultatsioonidele tuginedes teame, et enamik neist on lahendatavad veebis. Sa ei pea broneerima aega, s\u00f5itma kliinikusse ega ootama, kuni arst sind vastu v\u00f5tab. \u00dclej\u00e4\u00e4nud juhtumite puhul (ligikaudu 10%), mida me ei saa veebi teel lahendada, aitame teil saada vajalikku meditsiinilist abi meie partnerkliinikute kaudu.<\/p>\n<\/div><\/div>\n\n<blockquote class=\"blockquote\"><h3>90% k\u00f5ikidest terviseprobleemidest, millega meie meditsiinimeeskond viimase 12 kuu jooksul tegeles, said lahenduse veebikonsultatsiooni teel. <\/h3><div class=\"blockquote-btm-row\"><div class=\"widget-user widget-user--lr\"><div class=\"widget-user-avatar\"><img loading=\"lazy\" decoding=\"async\" width=\"48\" height=\"48\" src=\"https:\/\/salu.md\/wp-content\/uploads\/2022\/12\/ingmar-150x150.jpg\" class=\"img-responsive\" alt=\"\" srcset=\"https:\/\/salu.md\/wp-content\/uploads\/2022\/12\/ingmar-150x150.jpg 150w, https:\/\/salu.md\/wp-content\/uploads\/2022\/12\/ingmar-300x300.jpg 300w, https:\/\/salu.md\/wp-content\/uploads\/2022\/12\/ingmar-320x320.jpg 320w, https:\/\/salu.md\/wp-content\/uploads\/2022\/12\/ingmar.jpg 600w\" sizes=\"auto, (max-width: 48px) 100vw, 48px\" title=\"\"><\/div><div class=\"widget-user-data\"><h5>Dr Ingmar Lindstr\u00f6m<\/h5><h6>Chief Medical Officer at Salu<\/h6><\/div><\/div><\/div><\/blockquote>\n\n\n<h2 class=\"wp-block-heading has-black-color has-text-color\">Tagasimakse saamise protsess<\/h2>\n\n\n<div class=\"text\"><div class=\"container\"><p>Esmalt kontrolli, kas sinu ravikindlustus ja saadaolevad limiidid katavad sulle vajalikke raviteenuseid. Salu teenused kuuluvad ambulatoorsete\/esmatasandi tervishoiuteenuste alla, mida \u00fcldiselt katavad enamik ravikindlustuse pakkujaid. Kuna me ei tea sinu kindlustuspoliisi t\u00e4pseid tingimusi ja limiite, ei saa me v\u00f5tta vastutust selle eest, kas sinu kindlustusandja meie kulud h\u00fcvitab.<\/p>\n<\/div><\/div>\n\n<section class=\"columner\"><div class=\"container\"><div class=\"columner-inner appearing ghost\"><div class=\"columner-cell columner-cell--left\"><div class=\"columner-content\"><h2>Veebikonsultatsioonid<\/h2>\n<p>Veebikonsultatsiooni alustades suunatakse sind hinna\u00fclevaate lehele:<\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Palun vali \u201cErakindlustuse klientidele\u201d<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Veebikonsultatsiooni eest palutakse tasuda 19,90\u20ac.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Peale tasumist saad alustada konsultatsiooni meie meditsiinimeeskonnaga.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Arve laekub sulle e-mailile. Tegemist on kuludokumendiga, mille saad edastada oma kindlustuspakkujale.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Kindlustauspakkuja menetleb kuludokumente ning peaks seej\u00e4rel kulud sinu pangakontole h\u00fcvitama.<\/span><\/li>\n<\/ol>\n<\/div><\/div><div class=\"columner-cell columner-cell--right\"><div class=\"columner-gallery columner-gallery--slider columner-gallery--high\"><div class=\"columner-gallery-item\"><img loading=\"lazy\" decoding=\"async\" width=\"472\" height=\"708\" src=\"https:\/\/salu.md\/wp-content\/uploads\/2022\/12\/services-doctor-online-472x708.jpg\" class=\"img-responsive\" alt=\"\" title=\"\"><\/div><\/div><\/div><\/div><\/div><\/section>\n\n<div class=\"text\"><div class=\"container\"><p>Pane t\u00e4hele, et h\u00fcvitamisprotsess ja n\u00f5uded ravikulude dokumentatsioonile v\u00f5ivad kindlustusandjatel erineda. Kindlustusandjad aktsepteerivad \u00fcldiselt meie kuludokumente. Siiski ei saa me garanteerida, et m\u00f5nel kindlustusandjal pole dokumentidele v\u00f5i h\u00fcvitamisprotsessile erinevad n\u00f5uded.<\/p>\n<p>Kui sinu kindlustusandjal on t\u00e4iendavaid k\u00fcsimusi sulle esitatavate raviteenuste v\u00f5i kuluaruannete kohta, v\u00f5ta meiega julgelt \u00fchendust aadressil <a href=\"mailto:support@salu.md\">support@salu.md<\/a>.<\/p>\n<\/div><\/div>\n\n\n<h2 class=\"wp-block-heading\">Kohapealsed l\u00e4bivaatused, uuringud ja anal\u00fc\u00fcsid<\/h2>\n\n\n<div class=\"text\"><div class=\"container\"><p>Oletame, et vajad f\u00fc\u00fcsilist arstivisiiti n\u00e4iteks meditsiiniliste uuringute, anal\u00fc\u00fcside v\u00f5i protseduuride n\u00e4ol. Sel juhul aitab meie meditsiinimeeskond leida sulle sobiva arsti v\u00f5i kliiniku, kust vajalikku abi saada.<\/p>\n<p>Arsti v\u00f5i kliiniku k\u00fclastamisel tuleb nende teenuste eest eraldi tasuda ja k\u00fcsida kuludokumenti, kus on kirjas, milliseid teenuseid f\u00fc\u00fcsilisel visiidil said. Selle kuludokumendi k\u00fcsimine on \u00fclioluline, et saada oma kindlustusandjalt raha tagasi. Kui oled selle k\u00e4tte saanud, peaksid selle raha tagasi saamiseks edastama oma kindlustusandjale.<\/p>\n<p>Kui sinul v\u00f5i sinu kindlustusandjal on f\u00fc\u00fcsilise visiidi kohta k\u00fcsimusi, p\u00f6\u00f6rdu otse k\u00fclastatud arsti v\u00f5i kliiniku poole.<\/p>\n<\/div><\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>Kuidas see t\u00f6\u00f6tab? Tagasimakse saamise protsess Kohapealsed l\u00e4bivaatused, uuringud ja anal\u00fc\u00fcsid<\/p>\n","protected":false},"author":2,"featured_media":10176,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[139],"tags":[161,155,151],"class_list":["post-10173","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized-fi-et","tag-kindlustus","tag-soome","tag-tervishoid-2"],"acf":[],"_links":{"self":[{"href":"https:\/\/salu.md\/fi-et\/wp-json\/wp\/v2\/posts\/10173","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/salu.md\/fi-et\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/salu.md\/fi-et\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/salu.md\/fi-et\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/salu.md\/fi-et\/wp-json\/wp\/v2\/comments?post=10173"}],"version-history":[{"count":8,"href":"https:\/\/salu.md\/fi-et\/wp-json\/wp\/v2\/posts\/10173\/revisions"}],"predecessor-version":[{"id":10386,"href":"https:\/\/salu.md\/fi-et\/wp-json\/wp\/v2\/posts\/10173\/revisions\/10386"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/salu.md\/fi-et\/wp-json\/wp\/v2\/media\/10176"}],"wp:attachment":[{"href":"https:\/\/salu.md\/fi-et\/wp-json\/wp\/v2\/media?parent=10173"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/salu.md\/fi-et\/wp-json\/wp\/v2\/categories?post=10173"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/salu.md\/fi-et\/wp-json\/wp\/v2\/tags?post=10173"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}